Don't Let a Diagnosis Cost Twice
A serious diagnosis is hard enough without worrying about the bills that come with it. Supplemental health plans pay you directly, in addition to whatever health insurance you already have, so a cancer diagnosis or a period out of work doesn't also become a financial crisis.
A Cash Benefit the Day
You Need It Most.
Cancer treatment rarely stays inside the lines of what a health plan covers. Travel to treatment, time away from work, a hotel room so family can stay close by, none of that shows up on a hospital bill, but it all shows up in real life.
A Cancer Insurance plan pays a lump sum tax-free cash benefit directly to you upon a covered diagnosis. It's yours to use however you see fit. There's no need to justify the expense or wait on a claims process tied to treatment. The money arrives, and you decide where it goes.
Cancer isn't the only event that can upend a household budget. We also offer:
Critical Illness Insurance
A cash benefit for other serious health events like a heart attack or stroke, paid directly to you upon a covered diagnosis.
- • Pays alongside your health insurance
- • Use it for bills, mortgage, or income
- • No restrictions on how it's spent
Lump-Sum on Diagnosis
Heart attack, stroke, and other covered events trigger an immediate cash benefit, no restrictions on how you use it.
Disability Income Insurance
Replaces a portion of your paycheck if illness or injury keeps you out of work, so your mortgage and household bills stay current while you recover.
Each can stand alone or work alongside a Cancer Insurance plan, depending on what gaps matter most to your situation.
- • Pays alongside your health insurance
- • Covers income, not just medical costs
- • Great if you're the primary earner
Your Paycheck, Continued
If illness or injury sidelines you, disability income replaces a portion of your earnings so household obligations stay on track.
Supplemental Coverage Works Even Better Alongside Life Insurance.
Many life insurance policies include Living Benefits, which let you access a portion of your death benefit while you're still alive if you're diagnosed with a qualifying illness. Paired with a dedicated Cancer, Critical Illness, or Disability Income plan, you get two layers of protection working together instead of one.
It's a combination worth discussing with an agent who can look at your full picture.
Two Layers of Protection. One Conversation.
Supplemental coverage and life insurance
work better together.
An FCPC agent will walk you through coverage options matched to your income, your health profile, and your existing primary plan, with no pressure, no jargon, and a complete commitment to helping you understand every detail before you decide.
Don't Let a Diagnosis
Become a Financial Crisis.
An FCPC agent will build a customized supplemental health strategy matched to your income, your primary plan, and your household priorities, at no cost and with absolutely no obligation.
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